2025 Consumer Digital Government Adoption Index

Balancing AI and human elements in government modernization

A hand paying a government bill on a phone in front of a laptop, surrounded by resident avatars, a rating, a dollar coin, and a friendly chatbot.

The digital government customer experience continues to improve — and AI could make or break it

Our annual survey of residents is in — and the findings point to new risks as governments adopt AI solutions.

Our annual consumer research is divided into two main sections: the first is AI-focused, and the second section features data about the current state of digital government.

With accelerated modernization top of mind, we studied consumers’ sentiments about digital government: user experience, payment preferences, and the introduction of AI into those spaces. The results provide insights into the human dimensions that must be addressed as part of digital government roadmaps.

A robotic hand launching a rocket, symbolizing government AI modernization taking off.
Study Methodology

We ran two online surveys in June of 2025 using SurveyMonkey Audiences. For the first survey, our sample consisted of 864 nationally-representative US adults 18 and older. The second survey included 930 nationally-representative US adults. For each sample, the margin of error is +/- 4 percentage points. We have included the size of the respondent pool for each question below the associated visualization.

AI in digital government

AI puts digital government on a trust tightrope

Basic digital government services are now mainstream, offered by most government agencies and embraced by the majority of residents. And now artificial intelligence (AI) has opened the door to faster government modernization, with many IT and line-of-business leaders racing to implement it.

Government service delivery is likely to look completely different in just a few years — a proactive experience with more automation, personalization, and efficiency. AI holds so much promise that it came as no surprise that artificial intelligence and machine learning landed the #2 spot on NASCIO’s State CIO Top Ten Priority list for 2025. And when we surveyed government leaders earlier this year, over half said they’re already using AI for back-office and resident-facing processes.

A resident balances on a tightrope held between a human hand and a robotic hand above a city skyline and capitol.

Although AI can improve efficiency and deliver better digital experiences for residents, leaders must address human factors so that resident adoption doesn’t fall behind. Leaders should not underestimate the growing pains, genuine concerns, and risks to resident trust that accompany AI-driven modernization.

AI hype has outpaced consumer adoption

It’s not often that technology grabs mainstream attention like AI has. And while private sector brands and government agencies are rushing to work AI into their tech solutions and digital services, consumers remain wary. There remains significant consumer distrust in AI, and concern about government use outpaces private-sector use for a significant portion of the public.

Widespread consumer adoption of AI is still emerging. About one-third of consumers report they have never used AI for work or personal tasks. And less than half of respondents use AI more than a couple of times a year.

Research from Edelman found similar results: Overall, 55% of respondents use generative AI; however, use tipped into majority numbers only among Gen Z and Millennials. And at work, AI use is still limited to less than 40% of the overall workforce. For most organizations, fewer than 60% of workers who have access to generative AI actually use it on a daily basis, according to Deloitte.

AI in daily life: Just a fling or full-time friend?

How often do you use Artificial Intelligence (AI) tools (such as ChatGPT, Google Gemini, or others) for work tasks? How often do you use Artificial Intelligence (AI) tools (such as ChatGPT, Google Gemini, or others) for personal things? n=846

8%
14%
20%
22%
35%
9%
15%
20%
28%
28%
For work
For personal things
Daily Frequently (at least every week) Regularly (1-2 times a month) Occasionally (a few times a year) Never

Government AI deployments are moving faster than resident comfort

For consumers, AI sparks conflicting emotions: curiosity, excitement, skepticism, and concern. Even as most government agencies pursue AI solutions, consumer comfort in the use of AI by government technology hasn’t budged compared to last year.

How comfortable are you with the government using AI to provide services to you?

24%
31%
29%
16%
14%
36%
31%
19%
2024
2025
Very comfortable Somewhat comfortable Somewhat uncomfortable Very uncomfortable

How comfortable are you with government agencies using AI to provide services to you? n=850

Government agency usage of AI
(January 2025)

59%
26%
13%
58%
25%
15%
Back-office
Resident-facing
Currently using Currently implementing Evaluating but not implemented No plans to use

Enthusiasm for the potential of AI runs strong in government organizations, with the majority of respondents using or implementing it for both back-office and resident-facing processes. n=600

In fact, some age groups are even less comfortable than they were one year ago. Statistically significant drops in net comfort emerged for our Gen Z and Gen X respondent cohorts, while Millennial and Boomer respondent comfort remained steady within our study’s margin of error.

Three people at laptops beside a friendly robot, with review-rating badges ranging from a low three-star rating to a five-star rating, set against a large clock.

AI & trust in government: YOY shifts in comfort (2024–2025)

Gen Z
−10%
Millennials
+4%
Gen X
−13%
Boomer+
+2%

Consumers are prickly about AI access to personal data, even as they recognize AI’s potential to improve service delivery

Consumers expect government use of AI to be conscientious — and not to get too personal. People recognize that AI can improve government operations, but applications of AI that put personal data, security, or privacy at risk raise concerns.

Similarly, PEW research found that keeping personal information private is a big issue for consumers: 53% said that AI hurts more than it helps.

Respondents are optimistic about AI improving the speed and efficiency of government

In your opinion, how will state and local government use of AI impact each of these things?

Negative impact No impact Positive impact
Serving residents faster
28%
13%
59%
Operating cost-efficiency
24%
18%
59%
Disaster readiness and response
33%
20%
48%
Preventing crime
30%
34%
36%
Limiting tax increase
30%
36%
34%
Protecting data and privacy
55%
14%
32%

n=846

A prickly cactus in a pink pot with low-star rating bubbles, illustrating resident wariness about AI and personal data.

Residents are more comfortable with specific uses than with the overall concept of AI in government

The generalized unease may stem from limited knowledge of how AI tools may be applied to government use cases. Most respondents said they’d be comfortable with things like AI-powered search or assistance finding specific government policies.

A guard dog holding up a shield with a checkmark.

Also of note — our study found that using AI for cybersecurity purposes in government is one of the areas respondents were more skeptical about. Agency leaders should ensure that their disclosures about AI use include details about the specific usage and its benefits, as well as the data protections in place.

Comfort with various government uses of AI

How comfortable are you with state and local government organizations using AI (artificial intelligence) for the following things?

Very uncomfortable Somewhat uncomfortable Somewhat comfortable Very comfortable
To predict and show me what information I might need when I visit a government website
12%
19%
40%
29%
To get an answer to my question about government services, policies, or rules
14%
22%
35%
29%
To help me complete interactions such as paying a bill
15%
23%
36%
26%
To automate processes inside a government agency so it can operate more efficiently
14%
25%
36%
25%
To help me resolve a customer service problem or complaint
18%
24%
35%
23%
To improve security and data protection
18%
25%
31%
26%
To evaluate my eligibility for a government benefit
21%
24%
31%
24%

n=850

People who use AI tend to be more comfortable with government use

Even as specific uses of AI poll better than overall comfort, concern spikes in response to specific AI-related potential harms. The top three concerns:

1

Making decisions or taking actions based on inaccurate results

87%
2

Reduced privacy

86%
3

Making decisions or taking actions based on biased results

82%

Most respondents also noted concerns with the elimination of public sector jobs (72%) and environmental harm (60%). These worries are not new: in our 2024 consumer survey, respondents also expressed concerns about the human cost of AI, like job losses.

Unsurprisingly, enthusiastic digital users are more comfortable with AI in government services. Those who use AI at least once a week are more than twice as likely to report comfort with government use than those who don’t. We expect that as more people use AI tools, their understanding of its benefits will increase, leading to more acceptance of government use.

People who use AI tend to be more comfortable with government use

Comparing frequency of AI use by respondents for either personal or work tasks with comfort with government uses of AI.

How frequently respondents use AI
Never
−68%
32%
Occasionally
(a few times a year)
−54%
46%
Regularly
(1-2 times a month)
−42%
58%
Frequently
(at least every week)
−26%
74%
Daily
−28%
72%
Comfort with government use of AI
Net uncomfortable Net comfortable

Trust hangs in the balance

Deploying AI in public-facing services introduces new levels of scrutiny, and any misstep (technical or ethical) can have lasting consequences on credibility. Consumer trust in government was low even before AI reached its current prominence. The 2025 Edelman Trust Barometer found that only 54% of people trust government institutions to “do what is right,” trailing behind trust in businesses (65%) and brands they personally use (80%). While overall trust in business has climbed over the past few years, trust in government has remained flat.

This poses a clear challenge for public agencies deploying AI: Government leaders have to proactively manage resident trust alongside the technical aspects of AI deployment.

A balance scale weighing two residents against an AI robot, above a city skyline.

Residents expect disclosure from the get-go

Although government leaders are understandably focused on the technical aspects of AI, the human factors are just as critical to get right.

79% of our respondents said state and local agencies should be required to disclose when they use AI to provide services to residents.

For AI tools to gain public acceptance, transparent communication, clearly defined human oversight, and strong guardrails must be built in from day one.

Residents are AI-curious, but still skeptical.

A thoughtful, honest approach to communications will help build long-term public trust

Megaphone announcement icon.

Disclose, disclose, disclose

Proactively share your plans for AI. Provide educational content, make a general roadmap available to the public, and highlight on-staff experts. And monitor laws in your area — some jurisdictions already require disclosure.

People seated at a council table icon.

Create an advisory council

Schedule regular trainings for staff and meetings with peer groups, local tech leaders, academic institutions, and ethics experts — share the knowledge (public meetings, round tables, or social media are a few options).

Two speech bubbles icon.

Seek feedback early and often

Don’t wait until an AI solution is live to get feedback. Give residents a chance to voice their opinions, test pilot programs, and ask questions.

Bar chart with trend line icon.

Pilot small programs first and communicate results

Make incremental moves — track and publish results, internally and to the public.

Globe with a padlock icon.

Address security and compliance concerns clearly and immediately

Explain clearly how data is protected, stored, and governed — and get that explanation front-and-center for residents.

Explain the benefit of specific AI deployments as you release them

This is the fun one! Tie each deployment to a real-world outcome. For example:

“We’re using predictive maintenance to keep water systems running smoothly.”
“We’re analyzing traffic patterns to ease rush hour congestion.”
“We’re adding a chatbot to reduce call center wait times.”
The state of digital government

Digital government still has some growing up to do

Most government agencies now offer at least a few basic online services, and consumers are naturally gravitating to them. Most of our respondents (73%) said they pay their government bills online, and 58% of those who haven’t paid online plan to do so in the future.

When it comes to the quality of the payment experience, the majority of consumers rate government payment processes about the same or even easier than private sector transactions. The transactional nature of these interactions means that a simple but functional experience is enough to get the job done, at least for savvy online users.

But there is still a lot of room for improvement: One in five respondents reported that the process is slower and the overall experience is not as easy as in the private sector. And when it comes to features that are now commonplace in private-sector offerings, consumer expectations are low.

Comparing government and private sector digital experiences

17%
59%
24%
19%
63%
18%
22%
64%
14%
24%
55%
21%
The overall experience
Completing the steps to pay
Using my preferred payment method
Completing the process quickly
Easier About the same Harder

Thinking back to the recent online payment you made to a state or local government organization, how did each of these things compare to things you do online with companies or organizations that are not part of government, such as making an online purchase or paying a bill from a company? n=670

Features users expect in a government online payment experience

Even with resident expectations at a low benchmark, leaders should strive to improve the overall experience. Intuitive workflows, plain-language help text, and clear instructions go a long way towards driving further digital adoption — and reduce support inquiries from confused users.

A resident using a government dashboard showing a profile, payment cards, and a calendar.

Which of the following features do you expect to find when paying a government bill online? Select all that apply.

I can use my preferred payment method
74%
Downloadable or emailed receipt
65%
Able to view all payments made in the past
58%
Automatic payments for recurring charges
51%
Email with a link to pay when a bill is due
50%
Text with a link to pay when a bill is due
39%
Being able to pay in installments
36%
Pay without having to create a login and password
33%
Pay multiple government bills in one transaction
32%
Use a language other than English
22%

n=857

Our study found that the most appealing features,
in order of preference, were:

For which of the following features would you be willing to create an online account with a government agency? An online account would involve creating a username and password and providing some basic information such as email, billing address, and phone number. (n=854)

A resident using a desktop computer at home, with a capitol building visible through the window.
1
Email/text reminders of expirations, upcoming payments, and amounts due
85%
2
Transaction history, important documents, and receipts stored in one place
83%
3
Completing a transaction more quickly (1 or 2 clicks to check out)
83%
4
Automatic payments for recurring charges
77%
5
Pay for multiple bills in a single transaction, from one cart
75%
6
Installment pay
74%
7
Saved login credentials and payment methods
72%

Tried-and-true payment options remain popular

Year after year, consumers have cited payment options as one of the most important parts of a digital payment experience. Most people still prefer to use credit cards, debit cards, or ACH when they pay a government bill. After those core options are available to consumers, consider adding mobile payment options (like Apple Pay and Google Pay), peer-to-peer (e.g., Venmo or Zelle), and maybe crypto.

Payment methods people are likely to use when paying a government bill

Please place a check mark next to the payment method(s) you are most likely to use when paying a government bill (select all that apply).

Credit card
532
Debit card
450
Electronic check / bank account
365
Mobile wallet (Apple Pay or Google Pay)
267
Peer-to-peer pay (Paypal, Venmo, Zelle)
229
Cryptocurrency
129

n=857

A resident using a laptop balanced on a stack of books, with star-rating and dollar speech bubbles.

Prove that new technology can serve the public interest

Transparency should be a core pillar of your AI and modernization roadmap. Getting it right has the potential to do more than avoid damage to trust — there is an opportunity to strengthen trust and engagement.

Human factors matter as much as technical ones. Proactive communication, visible guardrails, and responsible governance help make AI feel less risky and more like a helpful tool. Disclose your AI use and share your digital roadmap with residents, listen to their feedback, and build a track record of trust alongside modernization.

A human hand and a robotic hand giving a high-five above a capitol building, with upward arrows rising behind.